Trauma Claim and still Working

Carey was a 39 year old self employed electrician. He and his wife purchased life insurance and trauma insurance. Five months after the policy was established he had chest pains while driving. He went directly to the hospital and found out that he was having a heart attack. Being young and fit, Carey was out of hospital in a couple of days and back working after 3 weeks. When the doctors investigated it turned out that he had a family history of high cholesterol which Carey was not aware of, and as he was fit, healthy and a good weight he had never been to the doctor for a blood test. The insurance company paid Carey the trauma benefit. The simple message is claiming on your trauma policy does not necessarily mean that you need to be out of work for a long period of time. The other message is have regular checkups – even if you look fit and healthy!

Make sure that you plan properly for all events in the future.

If you need any assistance, please contact us on 1300 528 121.

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