Generally U R over 65 and have ceased paid work.  Debt free and commonly self funded retirees.

You own your home and want to lead an active lifestyle in retirement. You may have grandchildren and you may be providing assistance to your children's families.

Intergenerational Advice

You intend passing your wisdom and wealth onto the younger generations in your family.

You believe in savings through spending less than you earn over the long term.

You believe in the power of compound interest.

You believe in sound risk management strategies through insurance.

Life is a gift - enjoy!