Packaging Your Insurance

You can package multiple insurance products with one insurer to cover different events.

There are a number of benefits when doing this including:

1. One application and one underwriter
2. Simple and straight forward
3. Multiple policy discounts
4. One underwriter in event of claim
5. All cover under one roof
6. Multiple lives linkage

The combinations you choose depend on many factors, including your financial position and the risks you believe you face.

Packaging different insurance products

You can package multiple insurance products with one insurer to cover different events. The combinations you choose depend on many factors, including your financial position and the risks you believe you face.

Common combinations include:

Life Insurance +Income Protection	To cover: your family in the event of your death, and you and your family in the event of you stopping work because of sickness or injury.
Life Insurance +Income Protection + Total and Permanent Disablement	To cover: your family in the event of your death you and your family in the event of you stopping work because of sickness or injury, and you and your family in the event of you suffering a total and permanent disability that prevents you from ever working again.
Life Insurance +Income Protection + Trauma	To cover: your family in the event of your death you and your family in the event of you stopping work because of sickness or injury, and you and your family in the event of you experiencing a medical trauma (for example heart attack, stroke and certain cancers).
Life Insurance +Income Protection + Trauma + Total and Permanent Disablement	To comprehensively cover you and your family against some of the most common events that can threaten you and your families financial future.

 

Insurance Types	Premium Options	Packaging Your Insurance	Life Stages	Insurance Glossary
Benefits & Discounts	PDS	Case Studies	Business Insurance	Making a Claim