AIA Income Protection

AIA life insurance products are all offered under their Priority Protection Plan. Please refer to the Product Disclosure Statement for further detail.

Overview

The Income Protection benefit (including the PLUS Optional benefit) will provide you with a monthly income if you become disabled due to Injury or Sickness. The Income Protection Accident Only benefit will provide you with a monthly income if you become disabled as a result of an Accidental Injury only.

When will a benefit be paid?

Benefits only commence to be paid from the expiry of a waiting period until the end of a benefit period.

Built-in benefits

The following built-in benefits apply to the Income Protection benefits available:

  1. Agreed Value
  2. Indemnity
  3. Benefit Indexation
  4. AIDS Cover
  5. Total Disablement benefit
  6. Partial Disablement benefit
  7. Waiver of Premium
  8. Rehabilitation Expenses benefit
  9. Recurrent Disablement
  10. Severity Benefit
  11. Death Benefit
  12. Worldwide Protection
  13. Complimentary Interim Accidental Death and Income Protection Cover

PLUS Optional built-in benefits

  1. Total Disablement – Dual Definition
  2. Occupation Categories AAA, AA and A only
  3. Partial Disablement – Dual Definition
  4. Occupation Categories AAA, AA and A only
  5. Specified Injury benefit

AIA Contact number 1800 333 613

Download AIA Product Disclosure Statement – PDS

Go to AIA Website – www.aia.com.au

Get an Instant AIA Insurance Quote


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Insurance companies we deal with

We can arrange your insurance with one of Australia’s top insurance companies. Click below to view details

AIA | AMP | Asteron | AXA | CommInsure | Macquarie | MLC | OnePath | TAL | Zurich

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