20% Discount for SMSF Insurance! 2012 has arrived!! To celebrate, we are giving you a 20% discount on any SMSF Insurance policy taken out before the end of the February 2012! Leap into the new year with your insurances in place! Every SMSF should have an insurance strategy in place which provides a strong ...
Income Protection is one of the most important insurances you can have. Income Protection has a number of different features and terminology that you need to understand to make sure that your policy is tailored just for you. The main features you need to know are: Benefit period Waiting period Agreed Value v’s Indemnity ...
Income Protection is one of the most important insurances you can have. When you depend on your income to run the household, you can’t afford to lose it, as a result of an illness or accident. Income Protection has a number of different features and terminology that you need to understand to make sure that ...
So, you know how much life insurance you need, now you have to apply for it! While there are standard personal details needed and also medical questions which you will need to answer, the good news is that the insurance companies are working hard to make it easier and easier every day for you to ...
People aged between 50 – 65, with adult children are often referred to as ‘Empty Nesters’. With established careers, this can be the right time in life to consolidate careers or branch out become self employed. Most empty nesters own their own home and are taking retirement planning seriously. They have more free time and ...
Tony called to claim on his trauma policy – he had just come out of hospital after a heart attack. The claim was submitted into the insurer who gathered all of the medical evidence from the hospital where Tony had been treated. The underwriter advised that the claim was declined. When questioned why, it turns ...
When considering life insurance, how many life insurance quotes should you get? Rather than ‘how many?’…. the question should be ‘where from?’ On the internet, there are a lot of companies offering life insurance quotes. What should you look out for? Firstly – who is providing the quotes? Is it a direct company site? If ...
The Smith family looked like they had it all. Dad – Lance, 44 a self employed Engineer earning $240,000. Mum – Sally 41, a qualified physiotherapist, at home full time with their 3rd child aged 4 with 2 other kids at school. Living in their dream home. Lance suffered a stroke which left him hospitalized ...
Comparing critical illness/trauma insurance costs can be a daunting task. Where do you start? A checklist that you can follow is: 1. Work out how much critical illness/trauma insurance cover you need. The best way to do this is to use an online critical illness cover needs calculator like the one on the Lifewise website ...
Carey was a 39 year old self employed electrician. He and his wife purchased life insurance and trauma insurance. Five months after the policy was established he had chest pains while driving. He went directly to the hospital and found out that he was having a heart attack. Being young and fit, Carey was out ...
Women are selling themselves short when it comes to insurance! Underinsurance is a problem affecting all Australians. But women in particular are failing to protect themselves financially from the consequences of bad health. Once upon a time insurance was something you only considered for the main breadwinner. And with low workforce participation rates for women, ...